In-house Balloon Loans 

 

We can help you get into the home of your dreams in the communities we serve. The balloon loan stays at the bank so the servicing is always done here at the bank. The credit decision is made here. You do not have to wonder where you will be sending your next month's payment. It is always easy to check on your loan balance or ask your escrow questions. The closing costs are reasonable. 

 

Long term fixed-rate Loans 

 

If you need a long term fixed-rate loan we can help you. Generally the closing costs are higher than the loans kept in house.  Some borrowers do not like the experience of having their loan sold while in repayment. 

Our rates are competitive, so give one of our loan officers a call at 319.394.3191. 

 

Home Equity 

 

If you have equity in your home you can use it as collateral for a home equity loan. The proceeds can be used for a wide variety of needs or desires you may have. You can count on us to make a prudent credit decision to protect your largest investment and yet achieve your dreams and goals. 

 

Home Improvement 

 

Do you need to make some improvements to your dream home? Home Improvement loans can do just that. A new kitchen, a new bathroom, a larger garage, or an improved drive way, and the list goes on. Or sometimes it is the necessary repairs to the roof or plumbing that requires credit to complete. The bank cares about improving housing in the communities we serve.